Midlands
Soho & Jewellery Quarter, Birmingham
Average price of a flat or terrace: £89,703
Blazing the way for house price growth in the centre of the country is Birmingham.
For around £90,000, first-time buyers can pick up a home in the city’s hip Jewellery Quarter, where old diamond dealers and Victorian workshops sit among new microbreweries and cocktail bars. That means they need to spend just under two times their salary to get on the ladder. Average prices across the city are around £100,000 more.
Savills expects prices in the West Midlands to soar in upcoming years too, forecast to rise by almost 20 per cent over the next five years. In Hartsholme in Lincoln (another popular Midlands city) young buyers can find homes for around 2.7 times their household income.
Scotland
Baillieston, Glasgow
Average price of a flat or terrace: £99,221
Of the two Scottish cities on Savills’ list, Glasgow was the one with the most affordable ward. With property prices across the city having risen to £134,162, first-timers should look to Baillieston to buy a home.
A flat or terrace in this eastern suburb costs three times local incomes for 18-to-30-year-olds, which stand at around £33,000. Sitting seven miles from the city centre, a commute from Baillieston into Glasgow takes around 25 minutes.